Fed Keeps Rates Steady; Two Wanted Increase

The Fed, the U.S. central bank, kept its main interest rate at 3¾% to 4%. This is the rate that steers what banks charge for loans. Ten members voted to hold. Two wanted a quarter-point increase. Why? Inflation (prices rising over time) is still high, even though the economy and hiring look solid. This meeting gave credit card and loan rates no new push up or down.

HOA Fees Become a Second Housing Bill

For millions of homeowners, HOA fees are creeping higher. An HOA (homeowners association) is the group that runs a neighborhood or condo building and charges monthly dues. Buyers tend to focus on the price and the mortgage rate, so the dues get less attention. They can quietly add up, like a second mortgage payment with no payoff at the end.

One in Three Delayed Buying Over Credit Fears

A survey by Experian, a credit reporting company, found 34% of people put off exploring homeownership because they assumed their credit score wouldn't qualify. Why? Prices, interest rates, daily costs and saving a down payment all make buying feel out of reach. Researchers say starting earlier helps. So can counselors, and using rent and utility payments to show lenders you pay on time.

Airline Card Fee Rises First Time Since 2018

American Airlines raised the annual fee on its Citi AAdvantage rewards card. That's the first increase since 2018. A rewards card earns points or miles when you spend. American joins other airlines and banks that have raised fees on their travel cards. For cardholders, it means paying more each year just to keep the card, whether or not you fly.

More Seasonal Jobs Posted, But Not at Stores

Companies have posted more seasonal jobs in 2026 than in 2025. The extra openings come from jobs outside retail. Major retailers are leaning on their permanent staff instead of hiring many temps. Experts call the signals mixed. In short, holiday work is out there, just not always behind a store counter.